Tax · · 12 min read
Making Tax Digital 2026: The Complete Guide for UK Sole Traders
Everything sole traders need to know about MTD for Income Tax starting April 2026 — deadlines, software requirements, penalties, and step-by-step setup.
Latest Articles
Tax · · 10 min read
Every Expense You Can Claim as a Sole Trader in 2026
The complete list of allowable expenses for UK sole traders — from home office costs to travel, with exact amounts and HMRC rules.
Banking · · 14 min read
Best Business Bank Accounts for UK Sole Traders in 2026
We compared 10 business bank accounts on fees, features, and user reviews. Here's which one is right for your business.
Tax · · 7 min read
Payments on Account Explained: Why Your First Tax Bill Is 150% Higher
Confused by payments on account? Here's how HMRC's advance tax payment system works and how to avoid a cash flow shock.
Tax · · 6 min read
How Much Should You Set Aside for Tax? A Sole Trader's Cheat Sheet
Simple rules for calculating how much tax to save from each invoice, with a breakdown of Income Tax and National Insurance rates for 2025/26.
Banking · · 8 min read
International Payments for UK Freelancers: Stop Losing 5% on Every Invoice
How to send and receive international payments without hidden fees eating your profits. A comparison of Wise, Revolut, PayPal and traditional banks.
Invoicing · · 8 min read
How to Write Your First Invoice as a UK Freelancer
A step-by-step guide to creating professional invoices, with a breakdown of what's legally required and a free template to download.
Invoicing · · 9 min read
The Freelancer's Guide to Getting Paid on Time
Proven strategies for ensuring timely payments — from bulletproof contracts to late payment interest rights under UK law.
Starting Up · · 8 min read
How to Register as a Sole Trader in the UK: 2026 Step-by-Step Guide
Everything you need to register with HMRC as a sole trader — from creating your Government Gateway account to your first Self Assessment return.
Starting Up · · 10 min read
Sole Trader vs Limited Company: When Does It Make Sense to Switch?
A practical comparison of tax efficiency, liability protection, and admin burden — with real numbers showing when incorporation saves you money.
FinTech · · 8 min read
Open Banking Explained: What It Means for Your Small Business
Open banking has been live since 2018, but most small businesses still don't use it. Here's what it does, why it matters, and how to take advantage.
FinTech · · 6 min read
5 Digital Payment Trends Every UK Business Should Know in 2026
From instant payments to AI fraud detection — the payment trends reshaping how UK businesses get paid and pay their suppliers.